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Counselors can provide pre-bankruptcy counseling and advice on debt, credit and foreclosure.

Association of Independent Consumer Credit counseling (AICCCA)
http://www.aiccca.org
Click on "Find an agency of" a list card credit report Boise of credit counseling agencies in your state members.

Federal Trade Commission (FTC)card credit report Boise
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm
Federal Trade Commission Credit Repair online sheet that alerts consumers about card credit report Boise credit repair scams and provides information on how to repair your credit yourself.

Section Nolo Collection Agencies
http://www.nolo.com/legal-encyclopedia/collection-agencies/
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